Critical Illness insurance is a form of protection that can provide you with a lump sum payment if you suffer from a covered critical illness. The physical and emotional strain of a critical illness can be severe and when you combine that with the potentially damaging financial impact, the result can be devastating.

Critical Illness insurance provides you with a lump-sum payment to be used however you wish – such as to help cover the lost income, to pay for private nursing or out-of-country treatment, for medical equipment or even to pay off your mortgage. It can help you where you need it most so you can focus all your energy on recovering. What do you have to lose? Fortunately, not everyone will be faced with a critical illness, if you don’t it’s possible to receive your entire eligible premium on death or expiry if no claims are ever made.